FIRST INVESTMENT FOR BEGINNERS REMINDER BEFORE YOU INVEST : Does my emergency money exist? Investments do not include an emergency fund. It serves as a financial buffer between you and unforeseen costs. You should first strive to have at least $1,000 in an emergency fund. However, you should aim to increase that money over time to cover three to six months' worth of spending. XEM THÊM : Chắn online game bài đổi thưởng đậm chất dân gian! 2022 Do I owe money at a high interest rate? Holding high-interest debt might also prevent you from saving and reduce the returns on your investments (and then some). Even if you have access to a 401(k) match, it is acceptable to save for retirement and pay off debt at the same time. However, you should be aware of whatever debt you are currently carrying while thinking about potential first investments. What's Most Important to You? If you're just getting started with your adult finances and don't have an emergency fund, you should ...